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FlexShopper, Inc. (FPAY) Q4 2022 Earnings Call Transcript

FlexShopper, Inc. (NASDAQ:FPAY) Q4 2022 Results Conference Call April 25, 2023 8:30 AM ET

Company Participants

Carlos Sanchez – IR

Russ Heiser – CEO

John Davis – COO

Howard Dvorkin – Chairman

Conference Call Participants

Scott Buck – H.C. Wainwright

Michael Diana – Maxim Group

Operator

Greetings and welcome to the FlexShopper, Inc. 2022 Fourth Quarter and Fiscal Year Financial Results Conference Call. [Operator Instructions] As a reminder, this conference is being recorded.

It is now my pleasure to introduce your host, Carlos Sanchez, Investor Relations. Thank you. Please go ahead.

Carlos Sanchez

Thank you and good morning. Welcome to FlexShopper’s Fourth Quarter 2022 Financial Results Conference Call. With me today are Russ Heiser, our Chief Executive Officer; John Davis, our Chief Operating Officer; and Howard Dvorkin, the Chairman of the Board.

We issued our earnings release last night and corresponding Investor Relations presentation this morning, and we’ll be referencing these during the call today. Both can be found in our Investor Relations section of our website. We will be available for Q&A following today’s prepared remarks.

Before we begin, I would like to remind everyone that this call will contain forward-looking statements regarding future events and our financial performance, including statements regarding our market opportunity, the impact of our growth initiatives and future financial performance.

These should be considered in conjunction with cautionary statements contained in our earnings release and the company’s most recent periodic SEC reports, including our annual report Form 10-K for the year ending December 31, 2022.

These statements reflect management’s current beliefs, assumptions and expectations and are subject to a number of factors that may cause actual results to differ materially from those statements. Except as required by law, we undertake no obligation to publicly update or revise any of these statements, whether as a result of any new

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