Banks are raking in billions from overdraft fees. Now for the good news.

Banks continue to rake in billions of dollars from overdraft fees — but they’re making far less from those charges than they used to, according to a new report.

Banks and credit unions amassed an estimated $9.9 billion in fees from overdrafts and nonsufficient funds last year, down 6% from $10.6 billion in the prior year, the Financial Health Network said in a brief Thursday based on its own survey results.

The…