America’s Car-Mart, Inc. (NASDAQ:CRMT) Q2 2025 Earnings Conference Call December 5, 2024 9:00 AM ET
Company Participants
Vickie Judy – CFO
Doug Campbell – President & CEO
Conference Call Participants
Kyle Joseph – Stephens
Vincent Caintic – BTIG
John Murphy – Bank of America
Operator
Hello, and thank you for standing. Welcome to America’s Car-Mart Second Quarter Fiscal 2025 Result. At this time all participants are in a listen-only mode. After the speakers’ presentation there will be a question-and-answer session. [Operator Instructions]
I would now like to hand the conference over to Vickie Judy. You may begin.
Vickie Judy
Good morning. I’m Vickie Judy, the company’s Chief Financial Officer. Welcome to America’s Car-Mart’s Second Quarter Fiscal Year 2025 Earnings Call for the period ending October 31, 2024.
Joining me on the call today is Doug Campbell, our company’s President and CEO. We issued our earnings release earlier this morning, and it is available on our website, along with supplemental slides detailing our cash-on-cash returns and our new loan origination system performance improvements. We will post a transcript of our prepared remarks following this call and the Q&A session will be available through the webcast.
During today’s call certain statements we make may be considered forward-looking and inherently involve risks and uncertainties that could cause actual results to differ materially from management’s present view. These statements are made pursuant to the Safe Harbor provision of the Private Securities Litigation Reform Act of 1995. The company cannot guarantee the accuracy of any forecast or estimate nor does it undertake any obligation to update such forward-looking statements.
For more information, including important cautionary notes, please see Part 1 of the company’s annual report on Form 10-K for the fiscal year ended April 30, 2024. And our current and quarterly reports furnished to or filed with the Securities
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