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Bankruptcies have been brisk this year — and it’s just the halfway point

Americans were filing for bankruptcy much more in the first half of 2023 than they were at the same point last year, according to new numbers showing the increase in financial strain for some as pandemic protections fade away.

The rise in 2023 cases comes even before student loan payments restart in October after a three-year hiatus — a resumption that might stretch some budgets too thin. Last week, the Supreme Court blocked the Biden administration’s plans for student loan forgiveness.

Individuals…

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