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State Farm bans new Calif. wildfire insurance. What it means for all homeowners.

State Farm has stopped accepting homeowner insurance applications in California, citing the growing risk from catastrophes like wildfires and the inflation-fueled costs to rebuild homes and businesses.

The measure is the latest development in what has been a years-long challenge in California: insurance companies dropping homeowners or shunning new business because of the growing risk of wildfires, in particular. Fires that devour wildlife and property development alike have been worsened by the extreme heat and drought brought…

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